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RAYL.Innovation combines a portfolio of solutions including a suite of business applications, a merchant payment platform, and a host of financial services.

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  • Three interoperable platforms
  • Suite of everyday apps for CN$19.95/mo.
  • Integrated data transfer
  • Unique lead gen management app
  • Cloud-based security - any pace any time

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Business Management
Reinvented

RAYL.Apptive™ is a single super app with every tool you need to manage your business, fully integrated and automated to save you time.

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  • One Business Solutions Suite
  • All the Tools
  • One Login
  • No Contract
  • One Low Monthly Subscription
  • Anywhere, Anytime Access

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  • BYO Merchant Account
  • Electronic Fund Transfers
  • POS / Payment Processing
  • Payment Authorization
  • Subscription Billing
  • Alternative Payments

Payment Processing

A simple, convenient, and secure way to send and receive RAYL-time payments from one bank account to another.

Easily automate recurring payments with higher fund limits requiring only an email address.

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Business Capital Solutions

RAYL.Financial is designed specifically to provide businesses with fast, flexible and fair lending options.

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  • Startup Capital
  • Crowd Funding
  • Small Business Loans
  • Business Line of Credit
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