Transform Your Business

The RAYL Super Platform puts the power back into merchants’ and SME hands with more unity, intelligence, automation, flexibility, and fairness than ever before.

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RAYL software on devices

The RAYL Super Platform

Small & Medium Business Merchants Gain New Super Powers

Cloud-based RAYL controls your 3 major business functions:

Operations, Payments and Capital.

What makes RAYL superior is that data & intelligence is shared across the platform in real time, i.e. data is collected in one place but useful in many places.

Why would you have anything else, when you can consolidate and unify your data sources and business functions into one intelligent system?

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RAYL.Apptive™

Your Operations Platform

If you’re managing a business, then you need Apptive, which powers every facet. Whether you’re working or elsewhere, you always have secure access to your data and all business capabilities are at your fingertips.

Rayl software on devices

RAYL.Pay™

Your Payment Platform

A simple, secure way to send and receive real-time payments from one bank account to another with all the features and ease you expect.

Automate recurring payments with higher fund limits requiring only an email address.

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POS, Payment Processing

Whether brick and mortar or ecommerce, RAYL.Pay will authorize payments, handle currencies, detect fraud, bill subscriptions and cross-channels, and more.

ZeroDelay™ Technology

Signup and get approved in a matter of minutes. With RAYL’s proprietary ZeroDelay technology, we will cut down your approvals from several days to just minutes. We will also use ZeroDelay for our Lending.

Cost+Zero™ Interchange

It’s true. With RAYL, you will pay $0 Interchange Fees. What a massive savings you could achieve on your part. With RAYL.Pay, you will pay only a $19.99 monthly subscription and $0 for Interchange.

Sameday Funding

Get paid today for today’s processed payments. Tired of paying the banks to tie up your money for 1-3 business days? Come to RAYL, where You will be able to control your cash flow.

RAYL.Financial™

Your Business Capital Platform

We are becoming our own Digital Bank. Because our merchant partners need more than the best management super app and payment processing solutions, you need custom lending options that empower your cashflow.

RAYL will empower merchants. Borrow according to your business needs, pay interest only on what you use. RAYL.Apptive will help you manage all things financial.

Your Digital Bank

Whether brick and mortar or ecommerce, RAYL.Pay will authorize payment, handle currencies, subscriptions and  cross-channels, fraud detection, and more.

Fast, Fair, Flexible Capital

Whether you are an existing business needing a flexible line of credit, a small business loan, or you need startup capital or crowd funding - RAYL is ready when you are.

ZeroDelay™ Technology

Signup and get approved in a matter of minutes. With RAYL’s proprietary ZeroDelay technology, we cut down your approvals from several days to just minutes.